PURCHASE

MOTOR
INSURANCE

Motor Insurance

MSIG Motor Insurance is a thorough and comprehensive coverage for your vehicle in Malaysia, Singapore & Brunei. Switching over to MSIG from another insurance company is also a breeze as you may transfer your NCD over in full.

COMPREHENSIVE PLAN +
MANY OPTIONAL ADDS-ON
3RD PARTY PROPERTY
DAMAGE RM 3mil.
COVERS IN MALAYSIA. SINGAPORE. & BRUNEI
CAN TRANSFER NCD FROM ANOTHER INSURANCE CO.
FOR PRIVATE CARS < 15 YEARS OLD
FOR 18 - 75 YEAR OLD DRIVERS

THE BASIC COMPREHENSIVE
PRIVATE CAR PLAN


DAMAGE/THEFT

Covers car damages
and theft


Accidental
Damage
Up to the sum insured covered
Burglary
or Theft
Up to the sum insured covered
Accidental
Fire
Up to the sum insured covered

3RD PARTY LIABILITY

Covers accidental liabilities
caused by the driver


Death/Injury
to a Third
Party
Unlimited Coverage
Alternative Medicine
Up to
RM 500
Third Party
Property
Damage
Up to
RM 3 mil.
Legal
Cost
RM 2,000

OPTIONAL ADD-ON


SPECIAL PERILS

Covers damage due to
various natural disasters


Limited
Perils
25% of
Vehicle Value
Full
Perils
100% of
Vehicle Value

DRIVER PERSONAL ACCIDENT

Covers Live-threatening
accidents


Death
& TPD
RM 35,000
Medical
Expenses
RM 1,500
Ambulance
Fee
RM 500

PASSENGERS

Covers legal liability
to passengers


Private
Use
Covers all legal liabilities
Commercial
Use
Covers all legal liabilities

WINDSCREEN

Covers windscreen without
affecting your NCD


Windscreen
Damage
Up to the sum insured covered under this
add-on

SMART KEY

Cover costs to repair,
replace, or reprogram one


Smart
Car Key
Up to the sum insured covered under this
add-on

SRCC*

Covers vehicle for strike,
riot & civil commotion


Damage due
to SRCC
Up to the sum insured covered under this
add-on

LOSS OF USE


Provides compensation for
loss of use of vehicle


Loss
of Use
Based on
Adjuster

UNLIMITED TOWING
ASSISTANCE

So that you won't need to worry about breaking down at nowhere!


24-hour towing assistance
Up to the sum insured covered under this add-on

WAIVER OF COMPULSORY EXCESS

Best to have if the other person driving your car is young and inexperience


Waiver of
Compulsory Excess
Up to the sum insured covered under this add-on

WAIVER OF
BETTERMENT COST

To cover unexpected charges
of betterment costs


Waiver of
Betterment
Up to the sum insured covered under this add-on

E-HAILING

Holla all Grab drivers. This is for protection whilst you're driving as Grab!


E-hailing
Up to the sum insured covered under this add-on

PRICING


Below is an illustration of how to calculate the price for motor insurance.
To get an exact value of your premium (price), please click "purchase" to find out!

PURCHASE

Insurance premiums will be based on risk characteristics. The greater the potential risk, the higher the premium. The lower the potential risk, the lower the premium. Past trends, claims history of particular type of vehicle make and models (e.g. theft prone vehicles), claims history of groups of people of similar characteristics (e.g. young driver will be of greater risk due to lack of driving experience) will be taken into consideration. Plus, of course, your own particular history will determine your insurance premium. For example, a person who has many claims will be considered of greater risk. Insurance premiums charged must also be sustainable to ensure that the insurer is able to pay claims.
*Except for Third Party Cover

In addition to the basic comprehensive plan, MSIG offers many optional add-on coverage that users can choose for extended protection.

HOW TO CLAIM


In the event of a car accident or any breakdown, you may contact MSIG's 24-hours Motor Assist to aid you in your unfortunate event and your claim process.

Motor Assist Careline: 1-300-88-6744

* For Comprehensive Private Car Only

MSIG will not cover any "settle" on the streets. If you'd like to claim from this insurance, file a police report at your nearest police station.

Whether it's your car or a 3rd party's, in order to claim from MSIG, you'll have to visit their available panel workshop:

You may refer to this link below for the checklist of documents to prepare in the event of a claim:

THINGS TO TAKE NOTE


  • Unlicensed or Unauthorised Drivers
  • Drivers Driving Under Influence
  • Partaking in Races or Speed Tests
  • Failure in Taking Precautionary Measures

Product Disclosure Sheet is a document by MSIG recommending or offering a financial product. It includes information about the product's key features, fees, commissions, benefits, risks and the complaints handling procedure.

A policy wording is a document hat states all terms & conditions and definitions for an insurance product