Positioned as "one of the most affordable term life takaful in Malaysia", Etiqa i-Secure provides a lump sum payout upon death & disabilities due to natural and accidental causes.
FROM RM 11/month
FROM RM 100k to RM 500k
|SUITABLE FOR MALAYSIANS
AGED 21 to 45 years old
|MINIMUM 5 YEARS COVERAGE,
PROGRESSIVE TERM BASIS
|RENEWABLE UP TO 75 years old|
|NO MEDICAL CHECKUP REQUIRED|
Death caused by
TPD from both natural and
Right after participating, you'll receive an e-Certificate from Etiqa. Use this form to appoint your executor, collect copies of Identity Card / Birth Certificate of nominees and send them all to Etiqa as soon as possible.
For Muslim participant, the Executor(s) is the recipient of the takaful benefits according to the percentage (%) indicated and is responsible to distribute the benefits in accordance to Faraid. For non-Muslim participant, the Executor(s) is the recipient of the takaful benefits according to the percentage (%) indicated, which is to be distributed according to the Distribution Act 1958.
To claim anything, Etiqa would require black & white proofs. Hence the, insured person or the beneficiary will have to gather the right documents as listed in this link below:
i-Secure applies the concept of Wakalah where a fee is paid to Etiqa Family Takaful Berhad to manage your contributions on your behalf.
The Wakalah fee is a fixed deduction of 30% from the contributions in addition to a RM50 deduction per annum per certificate.
i-Secure can only be purchased online via credit/debit card.
Although the minimum Sum Covered is RM 100k, you may get yourself covered up to RM 500,000 by choosing a higher Sum Covered.
In fact, you can also participate to multiple plans, as long as the collective sum covered, is equal to or below RM500,000.
Change of sum covered is not allowed after the certificate has commenced.