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AXA eMedic

Baca dalam B.Melayu

AXA eMedic, Online Medical Card in Malaysia

Why is AXA eMedic the first and best online medical card in Malaysia?

STARTING FROM RM 32/month, T&C APPLY. EXCLUSIVE POLICYSTREET REBATE.
15 DAYS OLD BABY TO 39 YEARS OLD ADULT CAN BUY
NO MEDICAL CHECK UP REQUIRED
ANNUAL LIMIT OF RM 20k,
RM 50k AND RM 100k
PLANS WITH OR WITHOUT
DEDUCTIBLE AVAILABLE
UNLIMITED DAYS ON ROOM & BOARD
NO LIFETIME LIMIT,
COVERAGE UP TO AGE 80
RECEIVE YOUR E-MEDICAL CARD IN EMAIL WITHIN 5 MINUTES!

PRICING


Here are the prices for the most affordable medical card in Malaysia. Prices here are for plans with RM1,000 deductible.
Click "I WANT THIS PLAN" to also check prices for medical card without RM1,000 deductible.

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P20

RM 48.75/mth

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  • Annual Limit

  • RM 20,000

  • Room & Board

  • up to RM 250 per day

  • Hospitalization & Surgical

  • as Charged, subject to RM1,000 deductible

  • Outpatient Treatment

  • as Charged, subject to RM1,000 deductible

  • Admission to AXA Panel Hospitals

  • Cashless

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P50

RM 51.73/mth

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  • Annual Limit

  • RM 50,000

  • Room & Board

  • up to RM 250 per day

  • Hospitalization & Surgical

  • as Charged, subject to RM1,000 deductible

  • Outpatient Treatment

  • as Charged, subject to RM1,000 deductible

  • Admission to AXA Panel Hospitals

  • Cashless

I WANT THIS PLAN Talk to Us
P100

RM 55.11/mth

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  • Annual Limit

  • RM 100,000

  • Room & Board

  • up to RM 250 per day

  • Hospitalization & Surgical

  • as Charged, subject to RM1,000 deductible

  • Outpatient Treatment

  • as Charged, subject to RM1,000 deductible

  • Admission to AXA Panel Hospitals

  • Cashless

I WANT THIS PLAN Talk to Us

WHAT IT COVERS


HOSPITALIZATION &
SURGICAL

Your all-inclusive hospitalization needs


Hospitalization & Surgical
As billed, subject to annual limit and deductible
Intensive Care Unit (ICU)
As billed, subject to annual limit and deductible
Daycare Surgical Procedure
As billed, subject to annual limit and deductible

OUTPATIENT TREATMENT

Medical treatments done without overnight stay


Pre-Hospitalization
As billed, subject
to annual limit and deductible
Post-Hospitalization
& Physiotherapy
Treatment
As billed, subject
to annual limit and deductible
Accident
Outpatient
As billed, subject to annual limit and deductible up to 3 times per Any One Disability

ROOM & BOARD


For accommodation, meals & general


Daily Room Charges
RM250 per day
(Unlimited days)

STORIES


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HOW TO CLAIM


If hospitalised (private or government hospital) and you have bought a plan without deductible, all covered fees will be taken care of by this plan. So all you have to do is to pay for the remaining fees, if there’s any above the annual limit.

AXA hears you, and has now availed this revolutionary medical card in Malaysia for your children as young as 30 days old! Now your kids can be sufficiently protected with his/her own individual medical plan.

You would need to pay the first RM1000 directly to the hospital, before AXA will cover the remaining expenses.

Any visits to a panel hospital are “cashless”, which all you have to do is to present your e-medical card to the hospital admissions counter. However, please note that the hospital may require you to pay a deposit before admission.

For the reimbursement, you will need to submit the following:

  1. Claim form (by claimant)
  2. Medical claim form (by doctor) – Not applicable for follow up visit
  3. Itemized Medical Bill – this is a detailed medical expenses issued by the hospital
  4. Payment Receipts issued by the hospital
  5. Your NRIC

The company may request for additional copies of report for e.g. test result in certain situations.

Should you need any assistance on this medical card in Malaysia, AXA AFFIN is contactable via WhatsApp at 017-641 8867.


Should you need any help during the claims process, please call our Third Party Administrator (MediExpress) at 1300-80-0020.

THINGS TO TAKE NOTE


RM 1,000 deductible per hospital admission means that you are to pay for the first RM 1,000 of the eligible medical expenses incurred for that hospital admission. AXA AFFIN will pay the balance of the medical expenses after deducting the first RM 1,000.

How it works: Ali has food poisoning, is hospitalized and bill comes up to RM 1,400. He pays the first RM 1,000 and AXA AFFIN Life Insurance Berhad pays the remaining RM 400. 2 months later, due to Murphy's law, he contracts dengue, is hospitalized and bill comes up to RM 5,000. This time, he would need to pay the first RM 1,000 again and then AXA AFFIN pays the remaining RM 4,000.

Get quick access to medical care by just presenting your e-medical card for hospital admission. You will receive your e-medical card in your email almost immediate after purchase.

Take note that at every renewal, the premium payable may increase as you age, like most medical insurance out there.

You are covered up to 3 times per Any One Disability for clinic visits for Bodily Injury resulting from an accident. For this claim, the treatment must be sought within 24 hours. Besides, you are covered up to 3 clinic visits for consultation and diagnostic test preceding confinement in a hospital due to illnesses.

To ensure there isn't any misrepresentation of fraud, there is a period of 30 days upon purchasing in which the insured person is not eligible for claim for medical or physical conditions. Bodily Injury due to accidental causes are eligible for claims immediately after purchase.

Here are the list of AXA AFFIN's panel hospitals.

If you no longer find this product useful, or wish to upgrade to another medical card in Malaysia, you may cancel this policy easily by writing in to AXA Affin at customer.care@axa-life.com.my stating your name, IC and policy number. Easy peasy!

Would you have any burning questions on this medical card in Malaysia? Click here for more information.